How to improve your credit score?
– Regularly checking your credit report to confirm all the details are correct.
– Making sure you make payments on any outstanding credit accounts on the due date. Should you have difficulty in making your payments, you should contact your credit provider to agree on a payment plan, or to reduce your regular payments to an amount that you can afford to pay.
– Consider setting up regular automated payments rather than doing manual payments.
– If you have too many old, unused credit accounts, consider closing them.
– If you are almost reaching your credit limit on one or more accounts, try and reduce your balance. Outstanding balances mean you have a lot of outstanding debt in your name.